There's a good deal of luck and a whole lot of stealing, and that's what it takes to become a millionaire, at least in this game.
Please note: Fighting over assets is a key ingredient of the game. You can't play this with people who will take things personally. Grandpa Beck's Cover Your A$$ets is a cute pint-sized card game that doesn't take too much time or mental energy to play, but the stealing back and forth can be quite entertaining, even if you have very little control over when it happens.
